As-Salaam alaikum,
In the Hadith, we learnt that the Prophet, Sallallahu alaihi Wasallam, said to one of his wives, Sayyada A'isha, may Allah be pleased with her:--
"He who will be judged will be punished for sure" (Sahih Bukhari)
If on the Day of Judgement one is made to give account, he will be punished. So, in our prayers to Allah Ta'ala, we should include praying to be admitted to Jannah...Paradise with no account. Only the anbiya are ma'asum...free from sin, no one else. So the Prophet said to her to ask not to be taken to account at all, as if we are to account we will be in a problem. Everyone, young and old, have problems. Let us surrender our affairs to our Lord and He will take care of us... Tabaraka Wa Ta'ala.